Cash when you need it — fast.
Personal loans R600–R8,500. Pay your application fee with a One Voucher. No card, no branch, no wait.
Quick Quote
Drag to adjustEstimate only · Subject to credit & affordability check · NCR Registered
Fill in your details
Name, ID, salary, loan amount and bank account — all online.
⏱ ~3 minPay with One Voucher
Enter your 16-digit One Voucher PIN and upload your receipt photo.
⏱ ~1 minMoney in your account
Approved? Funds go straight to your SA bank account.
⚡ Under 60 minOne Voucher Payment
16-digit PIN from any retailer or spaza. No bank card, no EFT, no waiting.
Under 60 Minutes
Straight to your SA bank account — we target sub-60-minute disbursement every time.
NCR Registered
Fully compliant with the National Credit Act. Your rights are protected.
"Applied at 9 AM using my One Voucher — R3,500 was in my Capitec account by 10:05 AM. Brilliant."
"Bought a One Voucher at my corner shop, entered the 16-digit PIN and had R7,000 in an hour. So easy."
"R8,500 in my FNB account in 52 minutes. Fees were clear from the start. Zero surprises."
"Used SwiftRand twice. Numbers always match the calculator. Receipt upload is quick and painless."
"R8,500 to pay a supplier — One Voucher submitted, money cleared before lunch. Saved my business."